Purpose-designed for Hong Kong elderly homes, this 5-in-1 protection plan covers your residents, staff, property, and daily operations at an affordable premium, so you can focus on care, not risk.
Elderly homes face risks that go far beyond the fire, flooding, or theft covered by standard commercial policies. Your operation carries high-stakes liability exposure — elderly care duties, staff safety, medical escort arrangements, emergency incident response, and business interruption. Asiagate's Elderly Comprehensive Insurance is built specifically for these realities, giving your home a clear, complete coverage framework to manage daily operational risk with confidence. Designed around "the best value, the most comprehensive protection," the plan is backed by a dedicated client manager who handles your entire application and enquiries from start to finish, ideal for elderly home operators who prioritize service efficiency and serious risk management.
All Risks Property, Public Liability, Employee Compensation, Money Loss, and Business Interruption — five layers of coverage, one policy.
Extended protection for staff liability during typhoons and medical escort negligence — built for the high-liability reality of elderly home service.
Offer physiotherapy, nursing procedures, or other professional services? Add Medical Malpractice Insurance at a preferential rate to close any remaining liability gaps.
Your client manager handles quotes, applications, and enquiries personally, so your admin team doesn't have to.
One comprehensive policy covers your elderly home's core risks — All Risks Property, Public Liability, and Employee Compensation — plus Money Loss and Business Interruption coverage included at no extra cost. No need to juggle multiple separate policies.
Protects your elderly home's building, renovations, furniture, equipment, and other property against loss from flooding, fire, theft, malicious damage, and other unforeseen incidents, helping your home reduce the operational stress that comes with sudden property risk.
Two extended protections built specifically for real-world elderly home operations, closing the gaps that standard commercial policies often miss —
backed by a dedicated client manager who handles your entire application and claims process, start to finish.
Fill in the details below, and we'll arrange a senior elderly home insurance advisor to follow up with you as a priority.
Genuine stories from elderly home management across Hong Kong
"Safety for our residents and staff has always been our top priority, but traditional insurance plans often only cover basic risks like fire and flooding. After switching to Asiagate, we found their care home insurance far more grounded in reality, with clear coverage for staff commuting during typhoons and escort negligence liability. Our account manager knew the ins and outs of elderly home operations, explained every policy term in detail, and the quote itself was very reasonable."
"As an operations manager, what matters most to me is how fast an insurer responds and how clear the claims process is when something goes wrong. We once had a flooding incident that forced us to temporarily relocate some residents. It hit our operations hard. Asiagate was proactive throughout the entire claims process, coordinated smoothly with the underwriter, and the final payout and timeline both met our expectations."
"We run a non-profit elderly home with limited resources, but we still need to make sure our residents and frontline staff are properly protected. Asiagate clearly understood the nature of elderly care services. They took the time to understand our home's size and care model before recommending the right coverage, without pushing policies we didn't need. The 5-in-1 coverage plus optional Medical Malpractice Insurance gave us real transparency on both price and protection."
